Here’s your free guide and spreadsheet

 
 
Why is investing so difficult? It seems to make sense, then why is it so hard to get started? There are three main reasons I can think of.

First of all, there’s so much conflicting information out there.

So here’s how investing works in farmer terms. (I live in Wisconsin, this is what people talk about.)

You buy a weak little colt for $500. It eats a lot of grass and over time grows into this big, beautiful, strong horse that’s now worth $2,500.

On Saturday morning you walk your horse down to the horse market in town and sell it for $2,500.

That’s a $2,000 profit, and you didn’t even have to pay for the grass. Investing is really that simple, and you can start with any amount of money.

Secondly, you don’t want to lose money.

You will lose money. On average, the market falls 10% once a year, about 20% every four or five years, about 30% every decade, and 50% a few times during your lifetime.

Investing isn’t a straight line, it looks like this:

That’s the market over the past few years. See all those dips? You’re losing money all the time.

Here’s the thing: if you can deal with the short-term volatility you’re rewarded over the long term. The market returns about 7%.

The third reason investing is difficult: you have to do nothing.

For everything we do in life when we work really hard it eventually pays off. Working hard at the gym? You get in shape. Working hard at your job? You get promoted. Working hard at your business? You grow revenue.

This is why being successful at investing is so counterintuitive. When you’re working really hard at investing by tinkering and tweaking and adjusting your investments what you’re really doing is destroying your future wealth.

So if you want to be better than the average investor it means doing something that most people can’t do, and that means putting up with years and decades of doing nothing.

Ready? Here’s the guide:

(Simply click image to download your copy.)

Here’s the spreadsheet:

(Click image to download.)

How do you use it? Once per month enter how much you’ve spent and the total amount of your investments and it creates this graph. When the lines cross you’ve reached financial freedom.

Any questions? Contact me.