Today’s question comes from Mike. He asks:
“Thanks for the guidance you provide in emails, and on your website. I have enjoyed learning with you. So my single biggest question about money is this: Is a home purchase, in my specific case, really a bad idea?
We purchased our home 6 months ago for $348,000. We used my VA loan which got us 3.25%, 30 year fixed with no money down, no points, no origination fees,...
Today’s question comes from Lee. He asks:
“How can I keep skills fresh during breaks from full time work? And how do I sell those skills after a break?”
During a break from work you have to add to your skills, but this is easy because you’ll be learning and growing in ways that just aren’t possible to get from your current job.
That said, before you take a break you need to have a plan for...
Today’s question comes from Henry. He asks:
“I got my first job out of college just over a year ago, and I’ve spent a lot of time reading finance materials. I finally like what I’ve got set up (and I’d been saving for a few years before graduation, I worked several jobs – although I just put it all into a savings account. better than nothing): 3% pay match to company 401k; max contribution to...
Today’s question comes from Scott. He asks:
“I have been following and reading your articles for the past two years and I really believe in all of the stuff you post and relate to all of it. Especially the minimalist and deflating your lifestyle to save more.
My biggest issue is making a financial plan and actually sticking to it. My expenses are only a few hundred dollars a month and in general I make a...
Today’s question comes from Oli. He asks:
“It seems like stocks are overbought at the moment. The rally has come to its peak. Stocks seem to start consolidating right now. Many potential threads waving through investors minds. Brexit, Italy, Trump, and so on. How do you think about investing in ETFs of gold producers or ETFs of gold in the current market situation? Like a famous quote says: At least 10% of gold in a...
